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Income Tax Calculator

Compare your income tax liability under the New Regime vs the Old Regime, instantly.

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Your income details

Result

Enter your income to compare both regimes.
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About this tool

This calculator estimates your income tax under both the New Tax Regime and the Old Tax Regime for individual taxpayers in India (below 60 years), including standard deduction and 4% health & education cess, so you can see which regime saves you more.

How to use this tool

  1. Enter your total annual gross income.
  2. Enter your total deductions under the Old Regime (80C investments, HRA, home loan interest, etc.), up to applicable limits.
  3. Click Compare Tax to see your tax payable under both regimes side by side, and which one saves you more.

Frequently asked questions

Which regime is better for me?

It depends on how many deductions you claim. If your eligible deductions are high (80C, HRA, home loan), the Old Regime often works out cheaper; otherwise the New Regime's lower slabs usually win.

Does this include the standard deduction?

Yes, a standard deduction is applied automatically for both regimes as per current rules for salaried individuals.

Is cess included in the result?

Yes, 4% health and education cess is added on top of the calculated tax, matching how it's applied officially.

Is this a substitute for filing my actual return?

No, this is an estimate for planning purposes only. Always verify with a tax professional or the official income tax portal before filing.